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Personal Checking

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Opening Deposit Monthly Service Charge # Checks Per Month ATM/Debit Card Interest Bearing
Personal Checking
More» $100 None Unlimited ATM/Debit No

Personal Checking

Features:

  • $100 minimum to open
  • NO Monthly service charge
  • Unlimited check writing
  • FREE Internet Banking and Online Bill Pay
  • Free VISA Debit/ATM card Click Here for more information about First Bank of Missouri's Standard Overdraft Practices.
  • $3 monthly paper statement fee
  • 24 Hour Account Information Line

You can avoid the paper statement fee by:
  • Maintaining a $1,500 average monthly balance, or
  • Receiving eStatements (requires active online banking account and active/valid email address)
Green Leaf
It's Total "e" and Totally Free! Earn rewards for banking electronically
More» $100 None Unlimited ATM/Debit No

Total "e" Checking offers consumers all the online and electronic services that make banking easy and convenient. And... it is Total "e" rewarding.

    Free Green Leaf Checking includes:
  • Free VISA Debit/ATM Card
  • Electronic statements
  • Free Online Banking and Bill Pay
  • Mobile banking
  • Account Alerts
  • Direct Deposit-no minimum
Green Leaf Bonus
  • Earn a $100 Total e bonus with Green Leaf Checking*
  • ATMs fees refunded up to $25 per month*

      Requirements for Green Leaf Bonus To qualify for bonus and refund of domestic ATM fees each monthly statement cylce, account holders must:
    • Pay 3 bills using our online bill pay system
    • Receive electronic statements (eStatements)
    • Have 15 settled, non-ATM, debit card transactions
    • Maintain a $500 average daily balance

      Paper Statements: This account requires you to maintain an active online banking account, an active email address and accept eStatments monthly. If your email address becomes invalid and/or eStatment is undeliverable, account will be changed to receive paper statements by mail and a $3.00 Paper Statement Fee will be assessed each monthly statement cycle.

      *Each statement cycle requirements are met, the Total "e" Bonus is earned and paid in 12 monthly installments up to a maximum of $100 per account for the initial year only. Bonuses equal or greater than $10 will be reported as interest to the IRS. Additionally, domestic ATM fees are refunded up to $25 per statement cycle when requirements are met; international ATM fees are not eligible. If account does not meet requirements during a given statement cycle, bonus will not be earned and ATM fees will not be refunded. **Debit card transactions must be permanently settled to be counted toward the Total "e" Bonus and ATM fee refund. Until a debit card transaction is permanently settled, merchants place a pre-authorization hold on your account. It can take several days for some merchants to permanently settle a transaction.
  • HIGH & FREE Checking
    More» $100 None Unlimited Yes Yes

    High & Free Interest Checking Requirements

    • Minimum $100 opening deposit.
    • Interest is compounded and paid monthly
    • To qualify for interest and refund of domestic ATM fees, every statement cycle account holder must:
      • Have 15 settled, non-ATM, debit card transactions
      • Have at least 1 ACH direct deposit (credit) or 1 ACH payment transaction (debit)
      • Receive monthly electronic statements (eStatements)

      Perks:

      • *High Rate of Interest on funds up to $25,000.99
      • **ATM fees refunded up to $25 per month
      • FREE Visa Debit/ATM Card.
      • FREE Online Banking and Online Bill Pay.

        Paper Statements: This account requires you to maintain an active online banking account, an active email address and accept eStatments monthly. If your email address becomes invalid and/or eStatment is undeliverable, account will be changed to receive paper statements by mail and a $3.00 Paper Statement Fee will be assessed each monthly statement cycle.

      Click Here for Rates, Qualifications and Terms & Conditions.

      **Debit card transactions must be permanently settled to earn high interest and the ATM fee refund. Until a debit card transaction is permanently settled, merchants place a pre-authorization hold on your account. It can take several days for some merchants to permanently settle a transaction.

    Interest Checking
    More» $500 None when minimum balances are maintained. Unlimited ATM/Debit Yes

    Interest Checking

    Features:

    • Free First order of 50 printed checks.
    • Interest is compounded & credited to your account monthly.
    • Monthly account statements with check imaging.
    • ATM/Debit Card
    • 44+ ATM locations across the Kansas City Metropolitan and St. Joseph Area.
    • Free Internet Banking and Online Bill Pay
    • 24 Hour Account Information Line
    • Monthly minimum balance fee of $6.00 if the daily balance falls below $500.00 any day of the month.

    *Interest Rate and Annual Percentage Yield may change after the account is opened.

    *Annual Percentage Yield is based on the annual rate for a 365 day period, assuming reinvestment of principal & interest at the same rate.

    *Fees could reduce the earnings on applicable accounts.

    Money Market
    More» $1,000 None when minimum balances are maintained. Limited
    6 transfers/checks total
    ATM Yes

    Money Market

    Features:

    • Interest is compounded and credited to your account monthly.Click Here for current information on tiered interest rates and balances.
    • Up to 6 pre-authorized transfers allowed each month, these may be payments by check draft, or similar order to third parties.
    • Unlimited withdrawals of cash & account transfers made in person between accounts of the same owner are allowed.
    • Monthly minimum balance fee of $6.00 if daily balance falls below $1000 any day of the month.
    • Free Internet Banking and Online Bill Pay
    • Monthly account statements with check imaging.
    • 44+ ATM locations across the Kansas City Metropolitan and St. Joseph Area.
    • 24 Hour Account Information Line
    • A minimum deposit of $1,000 is required to open this account and the rate is based on the following tiers: $0-9,999; $10,000-24,999; $25,000-99,999; $100,000-499,999; $500,000 - and over. RATES are subject to change without notice.

    *Interest Rate and Annual Percentage Yield may change after the account is opened.

  • Monthly minimum balance of $1,000.00 must be maintained to obtain APY.

    *Annual Percentage Yield is based on the annual rate for a 365 day period, assuming reinvestment of principal & interest at the same rate.

    *Fees could reduce the earnings on applicable accounts.

  • Health Savings Account(HSA)
    More» $100 None when minimum balances are maintained. Unlimited ATM/Debit Yes

    First Bank of Missouri's HSA transacts like an interest-bearing checking account, but funds withdrawn should be for qualified medical expenses.

    First Bank of Missouri's Health Saving Account features:

    • $100 minimum to open account
    • HSA Debit Card
    • Duplicate checks in quantities of 25 or 50 **First check order FREE**
    • Monthly Statement
    • Free Internet Banking and Online Bill Pay

    For a limited time, the $5.00 monthly fee on collected balances less than $1,000.00 will be waived for the first 6 months.

    Interest rates are tiered on your HSA, so your RATES will increase as your account balance grows.

    Please visit the HSA Service Center. It has all of the information that you need regarding Health Savings Accounts.

    When you are ready to establish your account, come on in to any of our locations and speak with a Retail Banker.

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